Country information Canada
Health insurance for foreign students in Canada
If you want to study in a high-quality education system and spend a time of your life abroad in a country with a high standard of living and a breathtaking nature, Canada is a good choice. Students in Canada benefit from the bilingualism of the country and can improve their language skills in English and French.
The higher education landscape in Canada is very diverse, because there are no national standards for education. Since Canada is a federal State, its thirteen provinces and territories are responsible for the education system. Foreign students in Canada will find mostly state-owned universities, which are highly autonomous. On the contrary to the neighbor USA, Canada only has very few private universities.
Your days as a student are a remarkable time of your live with a long lasting impact. Maybe your study in Canada will inspire you to start a a job in Canada or to search for an internship in Canada after your study.
Eligible group
If you want to study in Canada you will have to obtain a study permit.
In order to receive a study permit for Canada you have to meet the following conditions:
- You must have been accepted by a Canadian university.
- You must document that you have enough money for your tuition fees, the expenses for living and for the return to your home country.
- You must prove that you have no criminal record. Maybe a police certificate is necessary.
- You must be healthy. In some cases a complete medical examination is necesseary.
- You have to prove that you will leave Canada at the end of your authorized time.
Here you can find further information about the study permit for Canada.
Legal basics about health insurance for students in Canada
Canadas statutory health care system consists of 13 provincial and territorial health care insurance plans. Although there is no national health care plan, the provinces and territories provide almost the same benefits. The statutory health insurance in general is only available for Canadian citizens and foreigners with permanent resident status.
As a foreign student in Canada you have to take out a health insurance on your own. You can contact the univeristy you are applying to in order to get more information about the health insurance solutions available in the paricular province. Please note, that if you travel from one province or territory to another you might need an extra travel insurance. Because of this restriction and the limited cover of the Canadian health insurance plans it makes sense to take out a travel health insurance in your home country for your study stay in Canada.
Insurance advice
Every country has its own health care system. On the basis of characteristics like your home country, the duration of your stay, the reason of your stay and the destination of your trip different needs for health insurance appear. Our organistion recommends Care Concept AG from Germany for health insurance solutions abroad. Click here for further informations about Care Concept AG.
As a foreign student in Canada you are not insured through the statutory health insurance in your home country. Furthermore, the statutory health insunrance in Canada is only available for Canadian citizens and foreigners with a permanent resident status. Please note, if you take out a Canadian health insurance in one province or territory you might need an additional travel insurance, if you want to visit further provinces and territories. You should also note, that the Canadian health insurance plans have only al limited cover, for instance costs for drug treatment and medical transports are not covered. We recommend to take out a travel health insurance for your study stay in Canada. For foreign students in Canada we recommend the health insurance Care Discover.
Students in Canada from an Germany and Austria
Students in Canada from Germany and Austria can check out special health insurance solutions.
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